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Lin JunjieThe students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang为了在人间传播吉祥和爱，顽皮可爱的童子和冰雪聪明的小龙女受观音菩萨的嘱托，开始了神奇之旅。在招财岛上，童子多多收服了长着三条腿的金蟾钱钱，遇到了捉鬼而来的钟馗，一系列的故事就这样围绕着童子和他的朋友们展开。无畏而顽皮，她凭本能行事;既是复仇的天使，又是搅屎的人;非常善解人意，直言不讳到无礼的程度。还带着一种非常无礼的幽默感。除了她丈夫几年前去世的事实，很少有人知道她为什么离开原力，这让这个女人成为了一个谜。和Alexa无法抗拒一个谜，所以当前同事和长期的朋友侦探探长基兰赫西请她“咨询”他的棘手的案件，她似乎不情愿。但事实上，她无法抗拒。加入Alexa来解决无法解决的是泡沫，讽刺，雄心勃勃和脚踏的麦迪逊。麦迪逊是一个真正的外向者，她是一名警察的数据分析师，她随时待命，做她最擅长的事情。生命也就没有存活的意义，也失去了活下去的勇气。Public void add (TreeNode node) {一心奋斗的北漂女青年许可，刚落地就收到了combo打击，实习期刚结束就被裁，一同北漂的男友晓兵，找不到体面的工作，硕士毕业生最后沦落卤煮火烧店做了一名掌勺。这北漂能实现什么理想？许可快刀斩乱麻和晓兵分了手，人生似乎出现了转机，一份高薪的新媒体运营工作在向许可招手，而过关斩将的关键点似乎就在设计师大V老麦的身上，至于和老麦是在某交友软件上遇到的，一切都不重要了。。。