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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.9、包公三请钟馗 7集 张世真－玉尚 林雪梅－傅娟这个女人不简单，或许就像是你说的那样，是个转机吧。在任务中，托卡与父母的记忆，与老朋友时浩没有达成的约定邂逅，思念起了古美的遭遇。在各自的交叉中，托卡导出的答案是——？　　牛郎是刘老儿家的二儿子该剧讲述在机场附近开民宿的夫妻（成东镒、陈熙琼饰演）和在航空公司上班的各种职位的人们一起生活，组成奇特的家族的故事。徐芝释饰演飞行员，李本饰演暗恋徐芝释的乘务长。Private ConnectionPool () {