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Public class WrapperTest {Data show that there were more than 6,000 companies engaged in private lending intermediary business when P2P platforms were in hot demand in China. After three years of survival of the fittest, according to incomplete statistics, there are only 1,958 platforms left. It can be predicted that the number of P2P platforms will continue to decrease. At present, some financial intermediary companies in Yixin, Auction, Qifang and Qingdao are relatively recognized. The following is a typical analysis of these P2P enterprises. Auction and loan: unsecured and unsecured mode. Auction and loan was established in Shanghai in 2007. It is a typical P2P online credit platform in China and can be used as a typical sample of P2P websites in China. Auction and loan use competitive bidding to realize the online lending process. The loan interest rate is determined by the supply and demand market of the borrower and the bidder. The enterprise does not charge other fees, and the main profit comes from service fees. The main process is as follows: the borrower releases the loan information, lists the relevant information such as the reason and amount of the loan, and gives the highest interest rate. Investors participate in the bidding, and the person with the lower interest rate wins the bid. The web page will show the borrower's loan progress and the number of bids completed. If the total amount of bid funds meets the needs of the borrower during the fund raising period, his loan will be declared successful. If the required funds cannot be raised within the prescribed time limit, the loan plan will be suspended. This mode of risk control has two characteristics:Can directly fill the game黑江陆（24岁）是位于萧条商业街中的蔬菜水果店“八百吉”角落的配送公司“Elephot Express”的快递员。“卖东西的人为什么要放弃呢？”“买东西的人为什么买了那个？”一边考虑着这些事情，一边今天也乘坐着小型卡车，每天运送着被买卖的东西。想要放弃梦想的人和在梦的开始的人、选择和所爱之人分手的人，有着今后可能会发生的美好相遇的预感…今天谁放弃的东西，明天也许会成为别人的宝物。在这片小小的陆地上，连接着奇迹的某个地方他心里想的，却是走向世界。