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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.1. Crying children have milk to eat.　　最近在央视的动画基地制作完成了一部新动画片——《小鲤鱼历险记》。老实说，最初对于这部片子是不敢兴趣的，不仅是名字不够别致，还因为国产的动画总是让我们从一次次期待变成了一次次失望。可这次，在我看完了第一集之后，要不是故事取材明显是中国风，光看人设和故事节奏的把握，我都会以为这是一部国外的作品。可以说，在中国动画最弱的一环——人物个性的把握上，这部动画已经做到了80分以上了。能让我这个资深的动漫迷净下心来观看，并期待着后继的发展，一部动画能做到这一点就已经足够了。因为它，我再一次对国产漫画有了信心！　　U.C.（宇宙世纪）0079年，人类向宇宙发展并建立了多个巨大的卫星，让人类能够居住在宇宙中。卫星的居民们不堪忍受地球联邦政府对其剥削和压迫，遂宣布独立，更组建军队与地球联邦政府决一雌雄。在战争中双方先后开发了机动战士并投入战场。NEWTYPE少年阿姆罗·雷无意中驾驶上联邦军新开发的机动战士高达，卷入后来被称为“一年战争”中，并与其宿敌夏亚·阿兹纳布尔相遇。本片为邵氏一部很经典的早期恐怖作品,导演孙仲把一个普通的冤鬼复仇的故事拍得百转千回扣人心弦.不光极尽恐怖惊悚邪异奇幻之能事,还几乎都是打着讽喻人世间情仇爱恨的招魂幡做警示恒言,这也增加了影片在故事上的可看度以及现实感.本片挂靠着尸变,红衣厉鬼,僵尸的元素上演了一段复仇戏码,小镇就几乎像是当时香港社会的缩影 。　　说到俗女，就要先从她的家庭谈起。台南纯朴的乡下，三代同堂，全靠阿公开的中药行维生。身為长孙女 的陈嘉玲，和台湾十大建设差不多时间出生，与台湾经济同步成长。李左车点头道：元帅放心，末将有分寸。